Buying a house in Quezon City is one of the best investments you can make in Metro Manila. With its strategic location, top universities, and growing infrastructure, QC remains a top choice for families and investors.
In this guide, we’ll walk you through everything you need to know.
📍 Step 1: Set Your Budget
Before searching for properties, determine how much you can afford.
Consider:
- Down payment (usually 10%–30%)
- Monthly income
- Loan eligibility
👉 Example:
If you earn ₱80,000/month, you can typically afford a home worth ₱4M–₱6M depending on financing.
🏦 Step 2: Choose Financing Option
You have 3 main options in the Philippines:
1. Bank Loan
- Faster approval
- Higher interest
2. Pag-IBIG Loan
- Lower interest
- Longer terms
3. In-house financing
- Easier approval
- Higher monthly cost
👉 Tip: Compare rates before deciding.
🏘️ Step 3: Choose the Right Location in Quezon City
Popular areas include:
- Katipunan – near Ateneo & UP
- Tandang Sora – affordable townhouses
- Commonwealth – growing developments
- Diliman – premium properties
👉 Always consider:
- Accessibility
- Schools
- Security
- Flood-free areas
🔍 Step 4: Find the Right Property
Now start browsing listings.
👉 Check available homes here:
👉 https://metrobahay.ph/
Look for:
- Lot area & floor area
- Bedrooms / bathrooms
- Nearby establishments
📑 Step 5: Prepare Requirements
Buyers usually need:
- Valid IDs
- Proof of income
- Bank statements
- TIN
💰 Step 6: Pay Reservation & Down Payment
Once you choose a property:
- Pay reservation fee
- Sign contract (Contract to Sell)
🏁 Step 7: Loan Approval & Move-In
After loan approval:
- Pay remaining balance
- Transfer title
- Move into your new home 🎉
⚠️ Common Mistakes to Avoid
- Not checking flood history
- Ignoring hidden costs
- Skipping legal documents
- Overstretching budget
📞 Ready to Find Your Dream Home?
We can help you find the best house in Quezon City.
👉 Browse listings: https://metrobahay.ph/
👉 Message us today to schedule a viewing!